LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,477
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,798
−HK$1,343/mo
Today · 4.125%
HK$45,141
baseline
▲ 0.50% · 4.625%
HK$47,887
+HK$2,746/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,282/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,255
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,523
−HK$1,285/mo
Today · 4.125%
HK$49,808
baseline
▲ 0.50% · 4.625%
HK$52,434
+HK$2,626/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,616/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,972
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,558
−HK$1,611/mo
Today · 4.125%
HK$54,169
baseline
▲ 0.50% · 4.625%
HK$57,465
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,338/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,706
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,227
−HK$1,543/mo
Today · 4.125%
HK$59,770
baseline
▲ 0.50% · 4.625%
HK$62,920
+HK$3,150/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,540/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,468
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,318
−HK$1,879/mo
Today · 4.125%
HK$63,197
baseline
▲ 0.50% · 4.625%
HK$67,042
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,394/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,157
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,932
−HK$1,800/mo
Today · 4.125%
HK$69,732
baseline
▲ 0.50% · 4.625%
HK$73,407
+HK$3,675/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,464/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,459
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,837
−HK$2,416/mo
Today · 4.125%
HK$81,253
baseline
▲ 0.50% · 4.625%
HK$86,197
+HK$4,944/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,506/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,059
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,341
−HK$2,314/mo
Today · 4.125%
HK$89,655
baseline
▲ 0.50% · 4.625%
HK$94,381
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,310/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,556 · Scale 2, in force from 26 Feb 2026)