LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,478
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,799
−HK$1,343/mo
Today · 4.125%
HK$45,142
baseline
▲ 0.50% · 4.625%
HK$47,889
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,284/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,256
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,524
−HK$1,286/mo
Today · 4.125%
HK$49,810
baseline
▲ 0.50% · 4.625%
HK$52,435
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,620/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,974
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,559
−HK$1,611/mo
Today · 4.125%
HK$54,170
baseline
▲ 0.50% · 4.625%
HK$57,466
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,340/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,708
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,229
−HK$1,542/mo
Today · 4.125%
HK$59,771
baseline
▲ 0.50% · 4.625%
HK$62,922
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,542/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,469
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,319
−HK$1,880/mo
Today · 4.125%
HK$63,199
baseline
▲ 0.50% · 4.625%
HK$67,044
+HK$3,845/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,398/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,159
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,933
−HK$1,800/mo
Today · 4.125%
HK$69,733
baseline
▲ 0.50% · 4.625%
HK$73,409
+HK$3,676/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,466/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,461
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,839
−HK$2,416/mo
Today · 4.125%
HK$81,255
baseline
▲ 0.50% · 4.625%
HK$86,199
+HK$4,944/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,510/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,062
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,343
−HK$2,314/mo
Today · 4.125%
HK$89,657
baseline
▲ 0.50% · 4.625%
HK$94,383
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,314/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,574 · Scale 2, in force from 26 Feb 2026)