LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,478
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,800
−HK$1,342/mo
Today · 4.125%
HK$45,142
baseline
▲ 0.50% · 4.625%
HK$47,889
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,284/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,257
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,524
−HK$1,286/mo
Today · 4.125%
HK$49,810
baseline
▲ 0.50% · 4.625%
HK$52,435
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,620/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,974
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,560
−HK$1,611/mo
Today · 4.125%
HK$54,171
baseline
▲ 0.50% · 4.625%
HK$57,467
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,342/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,708
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,229
−HK$1,543/mo
Today · 4.125%
HK$59,772
baseline
▲ 0.50% · 4.625%
HK$62,923
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,544/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,470
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,320
−HK$1,879/mo
Today · 4.125%
HK$63,199
baseline
▲ 0.50% · 4.625%
HK$67,045
+HK$3,846/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,398/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,159
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,934
−HK$1,800/mo
Today · 4.125%
HK$69,734
baseline
▲ 0.50% · 4.625%
HK$73,410
+HK$3,676/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,468/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,461
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,839
−HK$2,417/mo
Today · 4.125%
HK$81,256
baseline
▲ 0.50% · 4.625%
HK$86,200
+HK$4,944/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,512/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,062
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,344
−HK$2,314/mo
Today · 4.125%
HK$89,658
baseline
▲ 0.50% · 4.625%
HK$94,384
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,316/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,580 · Scale 2, in force from 26 Feb 2026)