LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,479
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,801
−HK$1,342/mo
Today · 4.125%
HK$45,143
baseline
▲ 0.50% · 4.625%
HK$47,890
+HK$2,747/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$90,286/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,258
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,525
−HK$1,286/mo
Today · 4.125%
HK$49,811
baseline
▲ 0.50% · 4.625%
HK$52,436
+HK$2,625/mo
Deposit HK$9.31M · loan HK$9.31M · min. income ≈ HK$99,622/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,975
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,561
−HK$1,611/mo
Today · 4.125%
HK$54,172
baseline
▲ 0.50% · 4.625%
HK$57,468
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,344/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,709
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,230
−HK$1,543/mo
Today · 4.125%
HK$59,773
baseline
▲ 0.50% · 4.625%
HK$62,924
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,546/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,471
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,321
−HK$1,879/mo
Today · 4.125%
HK$63,200
baseline
▲ 0.50% · 4.625%
HK$67,046
+HK$3,846/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,400/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,161
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,935
−HK$1,800/mo
Today · 4.125%
HK$69,735
baseline
▲ 0.50% · 4.625%
HK$73,411
+HK$3,676/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,470/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,463
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,841
−HK$2,416/mo
Today · 4.125%
HK$81,257
baseline
▲ 0.50% · 4.625%
HK$86,202
+HK$4,945/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,514/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,064
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,345
−HK$2,315/mo
Today · 4.125%
HK$89,660
baseline
▲ 0.50% · 4.625%
HK$94,386
+HK$4,726/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,320/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,593 · Scale 2, in force from 26 Feb 2026)