LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,486
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,807
−HK$1,343/mo
Today · 4.125%
HK$45,150
baseline
▲ 0.50% · 4.625%
HK$47,897
+HK$2,747/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,300/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,265
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,532
−HK$1,286/mo
Today · 4.125%
HK$49,818
baseline
▲ 0.50% · 4.625%
HK$52,444
+HK$2,626/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,636/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,983
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,568
−HK$1,612/mo
Today · 4.125%
HK$54,180
baseline
▲ 0.50% · 4.625%
HK$57,476
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,360/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,718
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,239
−HK$1,543/mo
Today · 4.125%
HK$59,782
baseline
▲ 0.50% · 4.625%
HK$62,933
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,564/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,480
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,330
−HK$1,880/mo
Today · 4.125%
HK$63,210
baseline
▲ 0.50% · 4.625%
HK$67,056
+HK$3,846/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,420/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,171
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,945
−HK$1,801/mo
Today · 4.125%
HK$69,746
baseline
▲ 0.50% · 4.625%
HK$73,422
+HK$3,676/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,492/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,474
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,853
−HK$2,416/mo
Today · 4.125%
HK$81,269
baseline
▲ 0.50% · 4.625%
HK$86,215
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,538/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,076
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,358
−HK$2,315/mo
Today · 4.125%
HK$89,673
baseline
▲ 0.50% · 4.625%
HK$94,400
+HK$4,727/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,346/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,697 · Scale 2, in force from 26 Feb 2026)