LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,487
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,809
−HK$1,343/mo
Today · 4.125%
HK$45,152
baseline
▲ 0.50% · 4.625%
HK$47,899
+HK$2,747/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,304/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,267
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,534
−HK$1,286/mo
Today · 4.125%
HK$49,820
baseline
▲ 0.50% · 4.625%
HK$52,446
+HK$2,626/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,640/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,985
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,571
−HK$1,611/mo
Today · 4.125%
HK$54,182
baseline
▲ 0.50% · 4.625%
HK$57,479
+HK$3,297/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,364/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,720
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,241
−HK$1,543/mo
Today · 4.125%
HK$59,784
baseline
▲ 0.50% · 4.625%
HK$62,936
+HK$3,152/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,568/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,482
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,332
−HK$1,880/mo
Today · 4.125%
HK$63,212
baseline
▲ 0.50% · 4.625%
HK$67,059
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,424/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,173
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,948
−HK$1,800/mo
Today · 4.125%
HK$69,748
baseline
▲ 0.50% · 4.625%
HK$73,425
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,496/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,477
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,856
−HK$2,417/mo
Today · 4.125%
HK$81,273
baseline
▲ 0.50% · 4.625%
HK$86,218
+HK$4,945/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,546/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,080
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,362
−HK$2,315/mo
Today · 4.125%
HK$89,677
baseline
▲ 0.50% · 4.625%
HK$94,404
+HK$4,727/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,354/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,726 · Scale 2, in force from 26 Feb 2026)