LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,488
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,810
−HK$1,343/mo
Today · 4.125%
HK$45,153
baseline
▲ 0.50% · 4.625%
HK$47,900
+HK$2,747/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,306/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,268
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,535
−HK$1,286/mo
Today · 4.125%
HK$49,821
baseline
▲ 0.50% · 4.625%
HK$52,448
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,642/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,986
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,572
−HK$1,611/mo
Today · 4.125%
HK$54,183
baseline
▲ 0.50% · 4.625%
HK$57,480
+HK$3,297/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,366/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,721
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,242
−HK$1,544/mo
Today · 4.125%
HK$59,786
baseline
▲ 0.50% · 4.625%
HK$62,937
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,572/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,483
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,334
−HK$1,880/mo
Today · 4.125%
HK$63,214
baseline
▲ 0.50% · 4.625%
HK$67,060
+HK$3,846/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,428/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,175
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,949
−HK$1,801/mo
Today · 4.125%
HK$69,750
baseline
▲ 0.50% · 4.625%
HK$73,427
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,500/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,479
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,858
−HK$2,417/mo
Today · 4.125%
HK$81,275
baseline
▲ 0.50% · 4.625%
HK$86,220
+HK$4,945/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,550/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,082
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,364
−HK$2,314/mo
Today · 4.125%
HK$89,678
baseline
▲ 0.50% · 4.625%
HK$94,406
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,356/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,740 · Scale 2, in force from 26 Feb 2026)