LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,489
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,810
−HK$1,343/mo
Today · 4.125%
HK$45,153
baseline
▲ 0.50% · 4.625%
HK$47,900
+HK$2,747/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,306/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,268
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,536
−HK$1,286/mo
Today · 4.125%
HK$49,822
baseline
▲ 0.50% · 4.625%
HK$52,448
+HK$2,626/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,644/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,986
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,572
−HK$1,612/mo
Today · 4.125%
HK$54,184
baseline
▲ 0.50% · 4.625%
HK$57,480
+HK$3,296/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,368/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,722
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,243
−HK$1,543/mo
Today · 4.125%
HK$59,786
baseline
▲ 0.50% · 4.625%
HK$62,938
+HK$3,152/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,572/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,484
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,334
−HK$1,880/mo
Today · 4.125%
HK$63,214
baseline
▲ 0.50% · 4.625%
HK$67,061
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,428/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,175
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,950
−HK$1,801/mo
Today · 4.125%
HK$69,751
baseline
▲ 0.50% · 4.625%
HK$73,427
+HK$3,676/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,502/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,479
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,858
−HK$2,417/mo
Today · 4.125%
HK$81,275
baseline
▲ 0.50% · 4.625%
HK$86,221
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,550/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,082
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,364
−HK$2,315/mo
Today · 4.125%
HK$89,679
baseline
▲ 0.50% · 4.625%
HK$94,406
+HK$4,727/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,358/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,746 · Scale 2, in force from 26 Feb 2026)