LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,490
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,812
−HK$1,343/mo
Today · 4.125%
HK$45,155
baseline
▲ 0.50% · 4.625%
HK$47,903
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,310/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,270
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,538
−HK$1,286/mo
Today · 4.125%
HK$49,824
baseline
▲ 0.50% · 4.625%
HK$52,450
+HK$2,626/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,648/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,989
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,575
−HK$1,611/mo
Today · 4.125%
HK$54,186
baseline
▲ 0.50% · 4.625%
HK$57,483
+HK$3,297/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,372/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,724
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,246
−HK$1,543/mo
Today · 4.125%
HK$59,789
baseline
▲ 0.50% · 4.625%
HK$62,940
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,578/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,487
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,337
−HK$1,880/mo
Today · 4.125%
HK$63,217
baseline
▲ 0.50% · 4.625%
HK$67,064
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,434/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,178
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,953
−HK$1,801/mo
Today · 4.125%
HK$69,754
baseline
▲ 0.50% · 4.625%
HK$73,430
+HK$3,676/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,508/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,483
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,862
−HK$2,417/mo
Today · 4.125%
HK$81,279
baseline
▲ 0.50% · 4.625%
HK$86,225
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,558/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,086
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,368
−HK$2,315/mo
Today · 4.125%
HK$89,683
baseline
▲ 0.50% · 4.625%
HK$94,411
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,366/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,777 · Scale 2, in force from 26 Feb 2026)