LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,492
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,813
−HK$1,343/mo
Today · 4.125%
HK$45,156
baseline
▲ 0.50% · 4.625%
HK$47,904
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,312/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,272
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,539
−HK$1,286/mo
Today · 4.125%
HK$49,825
baseline
▲ 0.50% · 4.625%
HK$52,452
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,650/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,990
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,576
−HK$1,612/mo
Today · 4.125%
HK$54,188
baseline
▲ 0.50% · 4.625%
HK$57,485
+HK$3,297/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,376/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,726
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,247
−HK$1,544/mo
Today · 4.125%
HK$59,791
baseline
▲ 0.50% · 4.625%
HK$62,942
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,582/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,488
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,339
−HK$1,880/mo
Today · 4.125%
HK$63,219
baseline
▲ 0.50% · 4.625%
HK$67,065
+HK$3,846/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,438/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,180
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,955
−HK$1,801/mo
Today · 4.125%
HK$69,756
baseline
▲ 0.50% · 4.625%
HK$73,433
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,512/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,485
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,864
−HK$2,417/mo
Today · 4.125%
HK$81,281
baseline
▲ 0.50% · 4.625%
HK$86,227
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,562/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,089
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,371
−HK$2,315/mo
Today · 4.125%
HK$89,686
baseline
▲ 0.50% · 4.625%
HK$94,413
+HK$4,727/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,372/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,798 · Scale 2, in force from 26 Feb 2026)