LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,493
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,815
−HK$1,343/mo
Today · 4.125%
HK$45,158
baseline
▲ 0.50% · 4.625%
HK$47,905
+HK$2,747/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,316/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,273
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,541
−HK$1,286/mo
Today · 4.125%
HK$49,827
baseline
▲ 0.50% · 4.625%
HK$52,454
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,654/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,992
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,578
−HK$1,611/mo
Today · 4.125%
HK$54,189
baseline
▲ 0.50% · 4.625%
HK$57,487
+HK$3,298/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,378/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,728
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,249
−HK$1,543/mo
Today · 4.125%
HK$59,792
baseline
▲ 0.50% · 4.625%
HK$62,944
+HK$3,152/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,584/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,490
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,341
−HK$1,880/mo
Today · 4.125%
HK$63,221
baseline
▲ 0.50% · 4.625%
HK$67,068
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,442/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,182
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,957
−HK$1,801/mo
Today · 4.125%
HK$69,758
baseline
▲ 0.50% · 4.625%
HK$73,435
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,516/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,487
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,867
−HK$2,417/mo
Today · 4.125%
HK$81,284
baseline
▲ 0.50% · 4.625%
HK$86,230
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,568/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,091
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,374
−HK$2,315/mo
Today · 4.125%
HK$89,689
baseline
▲ 0.50% · 4.625%
HK$94,416
+HK$4,727/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,378/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,820 · Scale 2, in force from 26 Feb 2026)