LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,494
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,816
−HK$1,343/mo
Today · 4.125%
HK$45,159
baseline
▲ 0.50% · 4.625%
HK$47,906
+HK$2,747/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,318/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,274
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,542
−HK$1,286/mo
Today · 4.125%
HK$49,828
baseline
▲ 0.50% · 4.625%
HK$52,454
+HK$2,626/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,656/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,993
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,579
−HK$1,611/mo
Today · 4.125%
HK$54,190
baseline
▲ 0.50% · 4.625%
HK$57,488
+HK$3,298/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,380/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,729
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,250
−HK$1,544/mo
Today · 4.125%
HK$59,794
baseline
▲ 0.50% · 4.625%
HK$62,945
+HK$3,151/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,588/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,491
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,342
−HK$1,880/mo
Today · 4.125%
HK$63,222
baseline
▲ 0.50% · 4.625%
HK$67,069
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$126,444/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,183
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,958
−HK$1,801/mo
Today · 4.125%
HK$69,759
baseline
▲ 0.50% · 4.625%
HK$73,436
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.04M · min. income ≈ HK$139,518/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,489
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,868
−HK$2,417/mo
Today · 4.125%
HK$81,285
baseline
▲ 0.50% · 4.625%
HK$86,231
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,570/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,093
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,375
−HK$2,315/mo
Today · 4.125%
HK$89,690
baseline
▲ 0.50% · 4.625%
HK$94,418
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,380/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,833 · Scale 2, in force from 26 Feb 2026)