LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,495
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,816
−HK$1,343/mo
Today · 4.125%
HK$45,159
baseline
▲ 0.50% · 4.625%
HK$47,907
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,318/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,275
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,543
−HK$1,286/mo
Today · 4.125%
HK$49,829
baseline
▲ 0.50% · 4.625%
HK$52,455
+HK$2,626/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,658/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,993
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,611/mo
Today · 4.125%
HK$54,191
baseline
▲ 0.50% · 4.625%
HK$57,489
+HK$3,298/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,382/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,730
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,251
−HK$1,544/mo
Today · 4.125%
HK$59,795
baseline
▲ 0.50% · 4.625%
HK$62,947
+HK$3,152/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,590/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,492
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,343
−HK$1,880/mo
Today · 4.125%
HK$63,223
baseline
▲ 0.50% · 4.625%
HK$67,070
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,446/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,185
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,960
−HK$1,800/mo
Today · 4.125%
HK$69,760
baseline
▲ 0.50% · 4.625%
HK$73,438
+HK$3,678/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,520/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,490
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,869
−HK$2,418/mo
Today · 4.125%
HK$81,287
baseline
▲ 0.50% · 4.625%
HK$86,233
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,574/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,095
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,377
−HK$2,315/mo
Today · 4.125%
HK$89,692
baseline
▲ 0.50% · 4.625%
HK$94,420
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,384/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,845 · Scale 2, in force from 26 Feb 2026)