LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,495
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,817
−HK$1,343/mo
Today · 4.125%
HK$45,160
baseline
▲ 0.50% · 4.625%
HK$47,908
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,320/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,275
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,543
−HK$1,286/mo
Today · 4.125%
HK$49,829
baseline
▲ 0.50% · 4.625%
HK$52,456
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,658/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,994
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,612/mo
Today · 4.125%
HK$54,192
baseline
▲ 0.50% · 4.625%
HK$57,489
+HK$3,297/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,384/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,730
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,252
−HK$1,543/mo
Today · 4.125%
HK$59,795
baseline
▲ 0.50% · 4.625%
HK$62,947
+HK$3,152/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,590/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,493
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,343
−HK$1,881/mo
Today · 4.125%
HK$63,224
baseline
▲ 0.50% · 4.625%
HK$67,071
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,448/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,185
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,960
−HK$1,801/mo
Today · 4.125%
HK$69,761
baseline
▲ 0.50% · 4.625%
HK$73,438
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,522/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,491
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,870
−HK$2,418/mo
Today · 4.125%
HK$81,288
baseline
▲ 0.50% · 4.625%
HK$86,234
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,576/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,095
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,378
−HK$2,315/mo
Today · 4.125%
HK$89,693
baseline
▲ 0.50% · 4.625%
HK$94,421
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,386/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,852 · Scale 2, in force from 26 Feb 2026)