LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,497
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,819
−HK$1,343/mo
Today · 4.125%
HK$45,162
baseline
▲ 0.50% · 4.625%
HK$47,910
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,324/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,278
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,546
−HK$1,286/mo
Today · 4.125%
HK$49,832
baseline
▲ 0.50% · 4.625%
HK$52,459
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,664/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,997
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,583
−HK$1,612/mo
Today · 4.125%
HK$54,195
baseline
▲ 0.50% · 4.625%
HK$57,492
+HK$3,297/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$108,390/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,734
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,255
−HK$1,544/mo
Today · 4.125%
HK$59,799
baseline
▲ 0.50% · 4.625%
HK$62,951
+HK$3,152/mo
Deposit HK$7.45M · loan HK$11.18M · min. income ≈ HK$119,598/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,496
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,347
−HK$1,880/mo
Today · 4.125%
HK$63,227
baseline
▲ 0.50% · 4.625%
HK$67,075
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,454/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,189
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,964
−HK$1,801/mo
Today · 4.125%
HK$69,765
baseline
▲ 0.50% · 4.625%
HK$73,443
+HK$3,678/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,530/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,495
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,875
−HK$2,417/mo
Today · 4.125%
HK$81,292
baseline
▲ 0.50% · 4.625%
HK$86,239
+HK$4,947/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,584/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,100
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,383
−HK$2,315/mo
Today · 4.125%
HK$89,698
baseline
▲ 0.50% · 4.625%
HK$94,426
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,396/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,892 · Scale 2, in force from 26 Feb 2026)