LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,499
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,821
−HK$1,343/mo
Today · 4.125%
HK$45,164
baseline
▲ 0.50% · 4.625%
HK$47,912
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,328/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,280
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,548
−HK$1,286/mo
Today · 4.125%
HK$49,834
baseline
▲ 0.50% · 4.625%
HK$52,461
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,668/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,999
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,585
−HK$1,612/mo
Today · 4.125%
HK$54,197
baseline
▲ 0.50% · 4.625%
HK$57,495
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,394/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,736
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,257
−HK$1,544/mo
Today · 4.125%
HK$59,801
baseline
▲ 0.50% · 4.625%
HK$62,953
+HK$3,152/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,602/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,498
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,349
−HK$1,881/mo
Today · 4.125%
HK$63,230
baseline
▲ 0.50% · 4.625%
HK$67,077
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,460/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,191
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,967
−HK$1,801/mo
Today · 4.125%
HK$69,768
baseline
▲ 0.50% · 4.625%
HK$73,445
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,536/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,498
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,878
−HK$2,417/mo
Today · 4.125%
HK$81,295
baseline
▲ 0.50% · 4.625%
HK$86,242
+HK$4,947/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,590/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,103
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,386
−HK$2,315/mo
Today · 4.125%
HK$89,701
baseline
▲ 0.50% · 4.625%
HK$94,429
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,402/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,917 · Scale 2, in force from 26 Feb 2026)