LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,500
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,822
−HK$1,343/mo
Today · 4.125%
HK$45,165
baseline
▲ 0.50% · 4.625%
HK$47,914
+HK$2,749/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,330/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,281
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,549
−HK$1,287/mo
Today · 4.125%
HK$49,836
baseline
▲ 0.50% · 4.625%
HK$52,462
+HK$2,626/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,672/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,000
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,587
−HK$1,611/mo
Today · 4.125%
HK$54,198
baseline
▲ 0.50% · 4.625%
HK$57,496
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,396/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,737
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,259
−HK$1,544/mo
Today · 4.125%
HK$59,803
baseline
▲ 0.50% · 4.625%
HK$62,955
+HK$3,152/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,606/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,500
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,351
−HK$1,880/mo
Today · 4.125%
HK$63,231
baseline
▲ 0.50% · 4.625%
HK$67,079
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,462/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,193
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,969
−HK$1,801/mo
Today · 4.125%
HK$69,770
baseline
▲ 0.50% · 4.625%
HK$73,447
+HK$3,677/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,540/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,500
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,880
−HK$2,418/mo
Today · 4.125%
HK$81,298
baseline
▲ 0.50% · 4.625%
HK$86,244
+HK$4,946/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,596/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,106
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,388
−HK$2,316/mo
Today · 4.125%
HK$89,704
baseline
▲ 0.50% · 4.625%
HK$94,432
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,408/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,939 · Scale 2, in force from 26 Feb 2026)