LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,501
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,823
−HK$1,343/mo
Today · 4.125%
HK$45,166
baseline
▲ 0.50% · 4.625%
HK$47,914
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,332/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,282
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,550
−HK$1,286/mo
Today · 4.125%
HK$49,836
baseline
▲ 0.50% · 4.625%
HK$52,463
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,672/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,001
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,588
−HK$1,611/mo
Today · 4.125%
HK$54,199
baseline
▲ 0.50% · 4.625%
HK$57,497
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,398/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,738
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,260
−HK$1,544/mo
Today · 4.125%
HK$59,804
baseline
▲ 0.50% · 4.625%
HK$62,956
+HK$3,152/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,608/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,501
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,352
−HK$1,881/mo
Today · 4.125%
HK$63,233
baseline
▲ 0.50% · 4.625%
HK$67,080
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,466/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,195
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,970
−HK$1,801/mo
Today · 4.125%
HK$69,771
baseline
▲ 0.50% · 4.625%
HK$73,449
+HK$3,678/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,542/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,502
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,881
−HK$2,418/mo
Today · 4.125%
HK$81,299
baseline
▲ 0.50% · 4.625%
HK$86,246
+HK$4,947/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$162,598/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,107
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,390
−HK$2,315/mo
Today · 4.125%
HK$89,705
baseline
▲ 0.50% · 4.625%
HK$94,434
+HK$4,729/mo
Deposit HK$1.86M · loan HK$16.77M · min. income ≈ HK$179,410/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,951 · Scale 2, in force from 26 Feb 2026)