LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,503
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,825
−HK$1,343/mo
Today · 4.125%
HK$45,168
baseline
▲ 0.50% · 4.625%
HK$47,916
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,336/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,284
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,552
−HK$1,287/mo
Today · 4.125%
HK$49,839
baseline
▲ 0.50% · 4.625%
HK$52,466
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,678/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,003
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,590
−HK$1,612/mo
Today · 4.125%
HK$54,202
baseline
▲ 0.50% · 4.625%
HK$57,500
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,404/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,741
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,262
−HK$1,544/mo
Today · 4.125%
HK$59,806
baseline
▲ 0.50% · 4.625%
HK$62,959
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,612/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,504
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,355
−HK$1,880/mo
Today · 4.125%
HK$63,235
baseline
▲ 0.50% · 4.625%
HK$67,083
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,470/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,197
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,973
−HK$1,801/mo
Today · 4.125%
HK$69,774
baseline
▲ 0.50% · 4.625%
HK$73,452
+HK$3,678/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,548/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,505
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,885
−HK$2,418/mo
Today · 4.125%
HK$81,303
baseline
▲ 0.50% · 4.625%
HK$86,250
+HK$4,947/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,606/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,111
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,394
−HK$2,315/mo
Today · 4.125%
HK$89,709
baseline
▲ 0.50% · 4.625%
HK$94,438
+HK$4,729/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,418/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,981 · Scale 2, in force from 26 Feb 2026)