LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,503
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,826
−HK$1,343/mo
Today · 4.125%
HK$45,169
baseline
▲ 0.50% · 4.625%
HK$47,917
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,338/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,285
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,553
−HK$1,286/mo
Today · 4.125%
HK$49,839
baseline
▲ 0.50% · 4.625%
HK$52,466
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,678/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,004
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,591
−HK$1,612/mo
Today · 4.125%
HK$54,203
baseline
▲ 0.50% · 4.625%
HK$57,501
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,406/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,742
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,263
−HK$1,544/mo
Today · 4.125%
HK$59,807
baseline
▲ 0.50% · 4.625%
HK$62,960
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,614/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,505
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,356
−HK$1,880/mo
Today · 4.125%
HK$63,236
baseline
▲ 0.50% · 4.625%
HK$67,084
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,472/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,199
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,974
−HK$1,801/mo
Today · 4.125%
HK$69,775
baseline
▲ 0.50% · 4.625%
HK$73,453
+HK$3,678/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,550/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,506
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,886
−HK$2,418/mo
Today · 4.125%
HK$81,304
baseline
▲ 0.50% · 4.625%
HK$86,251
+HK$4,947/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,608/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,112
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,395
−HK$2,316/mo
Today · 4.125%
HK$89,711
baseline
▲ 0.50% · 4.625%
HK$94,440
+HK$4,729/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,422/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$698,993 · Scale 2, in force from 26 Feb 2026)