LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,504
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,826
−HK$1,344/mo
Today · 4.125%
HK$45,170
baseline
▲ 0.50% · 4.625%
HK$47,918
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,340/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,286
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,554
−HK$1,286/mo
Today · 4.125%
HK$49,840
baseline
▲ 0.50% · 4.625%
HK$52,467
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,680/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,005
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,592
−HK$1,612/mo
Today · 4.125%
HK$54,204
baseline
▲ 0.50% · 4.625%
HK$57,502
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,408/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,743
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,265
−HK$1,543/mo
Today · 4.125%
HK$59,808
baseline
▲ 0.50% · 4.625%
HK$62,961
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,616/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,506
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,357
−HK$1,881/mo
Today · 4.125%
HK$63,238
baseline
▲ 0.50% · 4.625%
HK$67,085
+HK$3,847/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,476/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,200
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,975
−HK$1,801/mo
Today · 4.125%
HK$69,776
baseline
▲ 0.50% · 4.625%
HK$73,454
+HK$3,678/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,552/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,508
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,888
−HK$2,418/mo
Today · 4.125%
HK$81,306
baseline
▲ 0.50% · 4.625%
HK$86,253
+HK$4,947/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,612/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,114
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,397
−HK$2,316/mo
Today · 4.125%
HK$89,713
baseline
▲ 0.50% · 4.625%
HK$94,441
+HK$4,728/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,426/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,006 · Scale 2, in force from 26 Feb 2026)