LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,506
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,828
−HK$1,343/mo
Today · 4.125%
HK$45,171
baseline
▲ 0.50% · 4.625%
HK$47,920
+HK$2,749/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,342/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,287
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,556
−HK$1,286/mo
Today · 4.125%
HK$49,842
baseline
▲ 0.50% · 4.625%
HK$52,469
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,684/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,007
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,594
−HK$1,612/mo
Today · 4.125%
HK$54,206
baseline
▲ 0.50% · 4.625%
HK$57,504
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,412/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,745
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,267
−HK$1,544/mo
Today · 4.125%
HK$59,811
baseline
▲ 0.50% · 4.625%
HK$62,963
+HK$3,152/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,622/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,508
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,359
−HK$1,881/mo
Today · 4.125%
HK$63,240
baseline
▲ 0.50% · 4.625%
HK$67,088
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,480/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,202
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,978
−HK$1,801/mo
Today · 4.125%
HK$69,779
baseline
▲ 0.50% · 4.625%
HK$73,457
+HK$3,678/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,558/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,511
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,890
−HK$2,418/mo
Today · 4.125%
HK$81,308
baseline
▲ 0.50% · 4.625%
HK$86,256
+HK$4,948/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,616/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,117
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,400
−HK$2,316/mo
Today · 4.125%
HK$89,716
baseline
▲ 0.50% · 4.625%
HK$94,445
+HK$4,729/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,432/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,032 · Scale 2, in force from 26 Feb 2026)