LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,506
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,828
−HK$1,344/mo
Today · 4.125%
HK$45,172
baseline
▲ 0.50% · 4.625%
HK$47,920
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,344/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,288
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,556
−HK$1,286/mo
Today · 4.125%
HK$49,842
baseline
▲ 0.50% · 4.625%
HK$52,470
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,684/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,007
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,594
−HK$1,612/mo
Today · 4.125%
HK$54,206
baseline
▲ 0.50% · 4.625%
HK$57,504
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$108,412/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,745
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,267
−HK$1,544/mo
Today · 4.125%
HK$59,811
baseline
▲ 0.50% · 4.625%
HK$62,964
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.18M · min. income ≈ HK$119,622/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,509
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,360
−HK$1,880/mo
Today · 4.125%
HK$63,240
baseline
▲ 0.50% · 4.625%
HK$67,088
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,480/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,203
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,978
−HK$1,801/mo
Today · 4.125%
HK$69,779
baseline
▲ 0.50% · 4.625%
HK$73,458
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,558/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,511
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,891
−HK$2,418/mo
Today · 4.125%
HK$81,309
baseline
▲ 0.50% · 4.625%
HK$86,256
+HK$4,947/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,618/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,118
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,401
−HK$2,315/mo
Today · 4.125%
HK$89,716
baseline
▲ 0.50% · 4.625%
HK$94,445
+HK$4,729/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,432/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,036 · Scale 2, in force from 26 Feb 2026)