LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,508
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,830
−HK$1,344/mo
Today · 4.125%
HK$45,174
baseline
▲ 0.50% · 4.625%
HK$47,922
+HK$2,748/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,348/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,290
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,558
−HK$1,287/mo
Today · 4.125%
HK$49,845
baseline
▲ 0.50% · 4.625%
HK$52,472
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,690/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,010
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,596
−HK$1,612/mo
Today · 4.125%
HK$54,208
baseline
▲ 0.50% · 4.625%
HK$57,507
+HK$3,299/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,416/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,748
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,270
−HK$1,543/mo
Today · 4.125%
HK$59,813
baseline
▲ 0.50% · 4.625%
HK$62,966
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,626/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,511
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,362
−HK$1,881/mo
Today · 4.125%
HK$63,243
baseline
▲ 0.50% · 4.625%
HK$67,091
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,486/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,206
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,981
−HK$1,801/mo
Today · 4.125%
HK$69,782
baseline
▲ 0.50% · 4.625%
HK$73,461
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,564/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,514
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,894
−HK$2,418/mo
Today · 4.125%
HK$81,312
baseline
▲ 0.50% · 4.625%
HK$86,260
+HK$4,948/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,624/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,121
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,404
−HK$2,316/mo
Today · 4.125%
HK$89,720
baseline
▲ 0.50% · 4.625%
HK$94,449
+HK$4,729/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,440/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,066 · Scale 2, in force from 26 Feb 2026)