LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,509
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,831
−HK$1,343/mo
Today · 4.125%
HK$45,174
baseline
▲ 0.50% · 4.625%
HK$47,923
+HK$2,749/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,348/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,290
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,559
−HK$1,286/mo
Today · 4.125%
HK$49,845
baseline
▲ 0.50% · 4.625%
HK$52,473
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,690/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,010
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,597
−HK$1,612/mo
Today · 4.125%
HK$54,209
baseline
▲ 0.50% · 4.625%
HK$57,507
+HK$3,298/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,418/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,748
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,270
−HK$1,544/mo
Today · 4.125%
HK$59,814
baseline
▲ 0.50% · 4.625%
HK$62,967
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,628/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,512
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,363
−HK$1,881/mo
Today · 4.125%
HK$63,244
baseline
▲ 0.50% · 4.625%
HK$67,092
+HK$3,848/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,488/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,206
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,982
−HK$1,801/mo
Today · 4.125%
HK$69,783
baseline
▲ 0.50% · 4.625%
HK$73,462
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,566/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,515
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,895
−HK$2,418/mo
Today · 4.125%
HK$81,313
baseline
▲ 0.50% · 4.625%
HK$86,261
+HK$4,948/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,626/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,123
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,405
−HK$2,316/mo
Today · 4.125%
HK$89,721
baseline
▲ 0.50% · 4.625%
HK$94,451
+HK$4,730/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,442/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,075 · Scale 2, in force from 26 Feb 2026)