LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,512
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,835
−HK$1,343/mo
Today · 4.125%
HK$45,178
baseline
▲ 0.50% · 4.625%
HK$47,927
+HK$2,749/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,356/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,294
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,563
−HK$1,287/mo
Today · 4.125%
HK$49,850
baseline
▲ 0.50% · 4.625%
HK$52,477
+HK$2,627/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,700/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,015
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,602
−HK$1,612/mo
Today · 4.125%
HK$54,214
baseline
▲ 0.50% · 4.625%
HK$57,513
+HK$3,299/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,428/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,753
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,275
−HK$1,545/mo
Today · 4.125%
HK$59,820
baseline
▲ 0.50% · 4.625%
HK$62,973
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,640/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,517
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,368
−HK$1,881/mo
Today · 4.125%
HK$63,249
baseline
▲ 0.50% · 4.625%
HK$67,098
+HK$3,849/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,498/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,212
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,988
−HK$1,801/mo
Today · 4.125%
HK$69,789
baseline
▲ 0.50% · 4.625%
HK$73,468
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,578/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,522
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,902
−HK$2,419/mo
Today · 4.125%
HK$81,321
baseline
▲ 0.50% · 4.625%
HK$86,269
+HK$4,948/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,642/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,130
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,413
−HK$2,316/mo
Today · 4.125%
HK$89,729
baseline
▲ 0.50% · 4.625%
HK$94,459
+HK$4,730/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,458/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,136 · Scale 2, in force from 26 Feb 2026)