LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,514
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,837
−HK$1,343/mo
Today · 4.125%
HK$45,180
baseline
▲ 0.50% · 4.625%
HK$47,929
+HK$2,749/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,360/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,297
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,565
−HK$1,287/mo
Today · 4.125%
HK$49,852
baseline
▲ 0.50% · 4.625%
HK$52,480
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,704/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,017
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,604
−HK$1,612/mo
Today · 4.125%
HK$54,216
baseline
▲ 0.50% · 4.625%
HK$57,515
+HK$3,299/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,432/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,756
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,278
−HK$1,544/mo
Today · 4.125%
HK$59,822
baseline
▲ 0.50% · 4.625%
HK$62,976
+HK$3,154/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,644/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,520
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,371
−HK$1,881/mo
Today · 4.125%
HK$63,252
baseline
▲ 0.50% · 4.625%
HK$67,101
+HK$3,849/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,504/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,215
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$67,991
−HK$1,802/mo
Today · 4.125%
HK$69,793
baseline
▲ 0.50% · 4.625%
HK$73,472
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,586/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,526
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,906
−HK$2,418/mo
Today · 4.125%
HK$81,324
baseline
▲ 0.50% · 4.625%
HK$86,273
+HK$4,949/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,648/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,134
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,417
−HK$2,317/mo
Today · 4.125%
HK$89,734
baseline
▲ 0.50% · 4.625%
HK$94,464
+HK$4,730/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,468/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,169 · Scale 2, in force from 26 Feb 2026)