LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,517
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,839
−HK$1,344/mo
Today · 4.125%
HK$45,183
baseline
▲ 0.50% · 4.625%
HK$47,932
+HK$2,749/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,366/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,300
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,568
−HK$1,287/mo
Today · 4.125%
HK$49,855
baseline
▲ 0.50% · 4.625%
HK$52,483
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,710/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,020
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,607
−HK$1,613/mo
Today · 4.125%
HK$54,220
baseline
▲ 0.50% · 4.625%
HK$57,519
+HK$3,299/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,440/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,760
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,282
−HK$1,544/mo
Today · 4.125%
HK$59,826
baseline
▲ 0.50% · 4.625%
HK$62,980
+HK$3,154/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,652/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,524
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,375
−HK$1,881/mo
Today · 4.125%
HK$63,256
baseline
▲ 0.50% · 4.625%
HK$67,105
+HK$3,849/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,512/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,220
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,996
−HK$1,801/mo
Today · 4.125%
HK$69,797
baseline
▲ 0.50% · 4.625%
HK$73,476
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,594/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,531
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,911
−HK$2,419/mo
Today · 4.125%
HK$81,330
baseline
▲ 0.50% · 4.625%
HK$86,278
+HK$4,948/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,660/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,139
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,423
−HK$2,316/mo
Today · 4.125%
HK$89,739
baseline
▲ 0.50% · 4.625%
HK$94,470
+HK$4,731/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,478/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,214 · Scale 2, in force from 26 Feb 2026)