LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,518
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,840
−HK$1,344/mo
Today · 4.125%
HK$45,184
baseline
▲ 0.50% · 4.625%
HK$47,933
+HK$2,749/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,368/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,301
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,569
−HK$1,287/mo
Today · 4.125%
HK$49,856
baseline
▲ 0.50% · 4.625%
HK$52,484
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,712/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,021
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,608
−HK$1,613/mo
Today · 4.125%
HK$54,221
baseline
▲ 0.50% · 4.625%
HK$57,520
+HK$3,299/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,442/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,761
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,283
−HK$1,544/mo
Today · 4.125%
HK$59,827
baseline
▲ 0.50% · 4.625%
HK$62,981
+HK$3,154/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,654/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,525
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,376
−HK$1,882/mo
Today · 4.125%
HK$63,258
baseline
▲ 0.50% · 4.625%
HK$67,107
+HK$3,849/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,516/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,221
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,997
−HK$1,801/mo
Today · 4.125%
HK$69,798
baseline
▲ 0.50% · 4.625%
HK$73,478
+HK$3,680/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,596/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,532
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,912
−HK$2,419/mo
Today · 4.125%
HK$81,331
baseline
▲ 0.50% · 4.625%
HK$86,280
+HK$4,949/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,662/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,141
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,424
−HK$2,317/mo
Today · 4.125%
HK$89,741
baseline
▲ 0.50% · 4.625%
HK$94,471
+HK$4,730/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,482/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,226 · Scale 2, in force from 26 Feb 2026)