LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,519
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,841
−HK$1,344/mo
Today · 4.125%
HK$45,185
baseline
▲ 0.50% · 4.625%
HK$47,935
+HK$2,750/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,370/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,302
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,570
−HK$1,287/mo
Today · 4.125%
HK$49,857
baseline
▲ 0.50% · 4.625%
HK$52,485
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,714/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,023
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,610
−HK$1,612/mo
Today · 4.125%
HK$54,222
baseline
▲ 0.50% · 4.625%
HK$57,521
+HK$3,299/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,444/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,762
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,284
−HK$1,545/mo
Today · 4.125%
HK$59,829
baseline
▲ 0.50% · 4.625%
HK$62,982
+HK$3,153/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,658/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,526
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,378
−HK$1,881/mo
Today · 4.125%
HK$63,259
baseline
▲ 0.50% · 4.625%
HK$67,108
+HK$3,849/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,518/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,222
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$67,998
−HK$1,802/mo
Today · 4.125%
HK$69,800
baseline
▲ 0.50% · 4.625%
HK$73,480
+HK$3,680/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,600/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,534
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,914
−HK$2,419/mo
Today · 4.125%
HK$81,333
baseline
▲ 0.50% · 4.625%
HK$86,282
+HK$4,949/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,666/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,143
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,427
−HK$2,316/mo
Today · 4.125%
HK$89,743
baseline
▲ 0.50% · 4.625%
HK$94,474
+HK$4,731/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,486/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,244 · Scale 2, in force from 26 Feb 2026)