LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,523
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,846
−HK$1,344/mo
Today · 4.125%
HK$45,190
baseline
▲ 0.50% · 4.625%
HK$47,940
+HK$2,750/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,380/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,307
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,576
−HK$1,287/mo
Today · 4.125%
HK$49,863
baseline
▲ 0.50% · 4.625%
HK$52,491
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,726/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,028
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,615
−HK$1,613/mo
Today · 4.125%
HK$54,228
baseline
▲ 0.50% · 4.625%
HK$57,528
+HK$3,300/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,456/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,768
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,291
−HK$1,544/mo
Today · 4.125%
HK$59,835
baseline
▲ 0.50% · 4.625%
HK$62,989
+HK$3,154/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,670/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,533
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,385
−HK$1,881/mo
Today · 4.125%
HK$63,266
baseline
▲ 0.50% · 4.625%
HK$67,116
+HK$3,850/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,532/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,230
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$68,006
−HK$1,802/mo
Today · 4.125%
HK$69,808
baseline
▲ 0.50% · 4.625%
HK$73,488
+HK$3,680/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,616/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,542
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$78,923
−HK$2,419/mo
Today · 4.125%
HK$81,342
baseline
▲ 0.50% · 4.625%
HK$86,292
+HK$4,950/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,684/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,152
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,436
−HK$2,317/mo
Today · 4.125%
HK$89,753
baseline
▲ 0.50% · 4.625%
HK$94,484
+HK$4,731/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,506/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,321 · Scale 2, in force from 26 Feb 2026)