LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,525
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,848
−HK$1,344/mo
Today · 4.125%
HK$45,192
baseline
▲ 0.50% · 4.625%
HK$47,942
+HK$2,750/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,384/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,309
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,578
−HK$1,287/mo
Today · 4.125%
HK$49,865
baseline
▲ 0.50% · 4.625%
HK$52,493
+HK$2,628/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,730/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,030
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,618
−HK$1,612/mo
Today · 4.125%
HK$54,230
baseline
▲ 0.50% · 4.625%
HK$57,530
+HK$3,300/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,460/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,771
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,293
−HK$1,545/mo
Today · 4.125%
HK$59,838
baseline
▲ 0.50% · 4.625%
HK$62,992
+HK$3,154/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,676/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,535
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,387
−HK$1,882/mo
Today · 4.125%
HK$63,269
baseline
▲ 0.50% · 4.625%
HK$67,118
+HK$3,849/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,538/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,232
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,009
−HK$1,802/mo
Today · 4.125%
HK$69,811
baseline
▲ 0.50% · 4.625%
HK$73,490
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,622/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,545
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$78,926
−HK$2,419/mo
Today · 4.125%
HK$81,345
baseline
▲ 0.50% · 4.625%
HK$86,295
+HK$4,950/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,690/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,156
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,440
−HK$2,317/mo
Today · 4.125%
HK$89,757
baseline
▲ 0.50% · 4.625%
HK$94,488
+HK$4,731/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,514/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,349 · Scale 2, in force from 26 Feb 2026)