LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,526
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,849
−HK$1,344/mo
Today · 4.125%
HK$45,193
baseline
▲ 0.50% · 4.625%
HK$47,943
+HK$2,750/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$90,386/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,310
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,579
−HK$1,287/mo
Today · 4.125%
HK$49,866
baseline
▲ 0.50% · 4.625%
HK$52,495
+HK$2,629/mo
Deposit HK$9.32M · loan HK$9.32M · min. income ≈ HK$99,732/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,032
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,619
−HK$1,613/mo
Today · 4.125%
HK$54,232
baseline
▲ 0.50% · 4.625%
HK$57,532
+HK$3,300/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,464/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,772
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,295
−HK$1,544/mo
Today · 4.125%
HK$59,839
baseline
▲ 0.50% · 4.625%
HK$62,994
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,678/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,537
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,389
−HK$1,881/mo
Today · 4.125%
HK$63,270
baseline
▲ 0.50% · 4.625%
HK$67,120
+HK$3,850/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$126,540/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,234
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,011
−HK$1,802/mo
Today · 4.125%
HK$69,813
baseline
▲ 0.50% · 4.625%
HK$73,492
+HK$3,679/mo
Deposit HK$5.59M · loan HK$13.05M · min. income ≈ HK$139,626/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,547
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,928
−HK$2,420/mo
Today · 4.125%
HK$81,348
baseline
▲ 0.50% · 4.625%
HK$86,297
+HK$4,949/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$162,696/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,158
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,442
−HK$2,317/mo
Today · 4.125%
HK$89,759
baseline
▲ 0.50% · 4.625%
HK$94,490
+HK$4,731/mo
Deposit HK$1.86M · loan HK$16.78M · min. income ≈ HK$179,518/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,368 · Scale 2, in force from 26 Feb 2026)