LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,529
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,852
−HK$1,344/mo
Today · 4.125%
HK$45,196
baseline
▲ 0.50% · 4.625%
HK$47,946
+HK$2,750/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,392/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,313
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,582
−HK$1,287/mo
Today · 4.125%
HK$49,869
baseline
▲ 0.50% · 4.625%
HK$52,498
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,738/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,035
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,622
−HK$1,613/mo
Today · 4.125%
HK$54,235
baseline
▲ 0.50% · 4.625%
HK$57,535
+HK$3,300/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,470/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,776
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,299
−HK$1,544/mo
Today · 4.125%
HK$59,843
baseline
▲ 0.50% · 4.625%
HK$62,998
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,686/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,541
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,393
−HK$1,882/mo
Today · 4.125%
HK$63,275
baseline
▲ 0.50% · 4.625%
HK$67,125
+HK$3,850/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,550/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,239
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$68,015
−HK$1,802/mo
Today · 4.125%
HK$69,817
baseline
▲ 0.50% · 4.625%
HK$73,497
+HK$3,680/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,634/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,552
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,934
−HK$2,419/mo
Today · 4.125%
HK$81,353
baseline
▲ 0.50% · 4.625%
HK$86,303
+HK$4,950/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,706/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,164
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,448
−HK$2,317/mo
Today · 4.125%
HK$89,765
baseline
▲ 0.50% · 4.625%
HK$94,497
+HK$4,732/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,530/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,414 · Scale 2, in force from 26 Feb 2026)