LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,530
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,852
−HK$1,345/mo
Today · 4.125%
HK$45,197
baseline
▲ 0.50% · 4.625%
HK$47,947
+HK$2,750/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,394/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,314
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,583
−HK$1,287/mo
Today · 4.125%
HK$49,870
baseline
▲ 0.50% · 4.625%
HK$52,499
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,740/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,035
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,623
−HK$1,613/mo
Today · 4.125%
HK$54,236
baseline
▲ 0.50% · 4.625%
HK$57,536
+HK$3,300/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,472/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,776
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,299
−HK$1,545/mo
Today · 4.125%
HK$59,844
baseline
▲ 0.50% · 4.625%
HK$62,998
+HK$3,154/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,688/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,541
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,393
−HK$1,882/mo
Today · 4.125%
HK$63,275
baseline
▲ 0.50% · 4.625%
HK$67,125
+HK$3,850/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,550/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,239
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,016
−HK$1,802/mo
Today · 4.125%
HK$69,818
baseline
▲ 0.50% · 4.625%
HK$73,498
+HK$3,680/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,636/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,553
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,934
−HK$2,420/mo
Today · 4.125%
HK$81,354
baseline
▲ 0.50% · 4.625%
HK$86,304
+HK$4,950/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,708/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,165
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,449
−HK$2,317/mo
Today · 4.125%
HK$89,766
baseline
▲ 0.50% · 4.625%
HK$94,498
+HK$4,732/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,532/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,421 · Scale 2, in force from 26 Feb 2026)