LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,531
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,854
−HK$1,344/mo
Today · 4.125%
HK$45,198
baseline
▲ 0.50% · 4.625%
HK$47,948
+HK$2,750/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,396/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,315
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,584
−HK$1,287/mo
Today · 4.125%
HK$49,871
baseline
▲ 0.50% · 4.625%
HK$52,500
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,742/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,037
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,625
−HK$1,613/mo
Today · 4.125%
HK$54,238
baseline
▲ 0.50% · 4.625%
HK$57,538
+HK$3,300/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,476/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,778
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,301
−HK$1,545/mo
Today · 4.125%
HK$59,846
baseline
▲ 0.50% · 4.625%
HK$63,000
+HK$3,154/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,692/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,543
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,395
−HK$1,882/mo
Today · 4.125%
HK$63,277
baseline
▲ 0.50% · 4.625%
HK$67,127
+HK$3,850/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,554/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,241
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,018
−HK$1,802/mo
Today · 4.125%
HK$69,820
baseline
▲ 0.50% · 4.625%
HK$73,500
+HK$3,680/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,640/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,556
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$78,937
−HK$2,419/mo
Today · 4.125%
HK$81,356
baseline
▲ 0.50% · 4.625%
HK$86,307
+HK$4,951/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,712/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,167
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,452
−HK$2,317/mo
Today · 4.125%
HK$89,769
baseline
▲ 0.50% · 4.625%
HK$94,501
+HK$4,732/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,538/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,443 · Scale 2, in force from 26 Feb 2026)