LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,535
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,858
−HK$1,345/mo
Today · 4.125%
HK$45,203
baseline
▲ 0.50% · 4.625%
HK$47,953
+HK$2,750/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,406/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,320
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,589
−HK$1,288/mo
Today · 4.125%
HK$49,877
baseline
▲ 0.50% · 4.625%
HK$52,506
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,754/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,042
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,630
−HK$1,613/mo
Today · 4.125%
HK$54,243
baseline
▲ 0.50% · 4.625%
HK$57,544
+HK$3,301/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,486/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,784
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,307
−HK$1,545/mo
Today · 4.125%
HK$59,852
baseline
▲ 0.50% · 4.625%
HK$63,007
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,704/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,550
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,402
−HK$1,882/mo
Today · 4.125%
HK$63,284
baseline
▲ 0.50% · 4.625%
HK$67,135
+HK$3,851/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,568/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,248
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,025
−HK$1,802/mo
Today · 4.125%
HK$69,827
baseline
▲ 0.50% · 4.625%
HK$73,508
+HK$3,681/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,654/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,564
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,945
−HK$2,420/mo
Today · 4.125%
HK$81,365
baseline
▲ 0.50% · 4.625%
HK$86,316
+HK$4,951/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,730/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,176
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,461
−HK$2,317/mo
Today · 4.125%
HK$89,778
baseline
▲ 0.50% · 4.625%
HK$94,511
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,556/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$699,517 · Scale 2, in force from 26 Feb 2026)