LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,540
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,864
−HK$1,344/mo
Today · 4.125%
HK$45,208
baseline
▲ 0.50% · 4.625%
HK$47,959
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,416/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,326
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,595
−HK$1,288/mo
Today · 4.125%
HK$49,883
baseline
▲ 0.50% · 4.625%
HK$52,512
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,766/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,048
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,636
−HK$1,614/mo
Today · 4.125%
HK$54,250
baseline
▲ 0.50% · 4.625%
HK$57,551
+HK$3,301/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,500/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,791
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,314
−HK$1,545/mo
Today · 4.125%
HK$59,859
baseline
▲ 0.50% · 4.625%
HK$63,014
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,718/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,557
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,409
−HK$1,882/mo
Today · 4.125%
HK$63,291
baseline
▲ 0.50% · 4.625%
HK$67,142
+HK$3,851/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,582/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,256
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,033
−HK$1,803/mo
Today · 4.125%
HK$69,836
baseline
▲ 0.50% · 4.625%
HK$73,517
+HK$3,681/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,672/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,573
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,955
−HK$2,419/mo
Today · 4.125%
HK$81,374
baseline
▲ 0.50% · 4.625%
HK$86,326
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,748/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,186
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,471
−HK$2,318/mo
Today · 4.125%
HK$89,789
baseline
▲ 0.50% · 4.625%
HK$94,522
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,578/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,599 · Scale 2, in force from 26 Feb 2026)