LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,541
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,865
−HK$1,344/mo
Today · 4.125%
HK$45,209
baseline
▲ 0.50% · 4.625%
HK$47,960
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,418/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,327
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,596
−HK$1,288/mo
Today · 4.125%
HK$49,884
baseline
▲ 0.50% · 4.625%
HK$52,513
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,768/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,050
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,638
−HK$1,613/mo
Today · 4.125%
HK$54,251
baseline
▲ 0.50% · 4.625%
HK$57,552
+HK$3,301/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,502/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,792
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,315
−HK$1,546/mo
Today · 4.125%
HK$59,861
baseline
▲ 0.50% · 4.625%
HK$63,016
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,722/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,558
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,411
−HK$1,882/mo
Today · 4.125%
HK$63,293
baseline
▲ 0.50% · 4.625%
HK$67,144
+HK$3,851/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,586/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,258
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,035
−HK$1,802/mo
Today · 4.125%
HK$69,837
baseline
▲ 0.50% · 4.625%
HK$73,519
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,674/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,575
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,957
−HK$2,420/mo
Today · 4.125%
HK$81,377
baseline
▲ 0.50% · 4.625%
HK$86,328
+HK$4,951/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,754/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,188
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,473
−HK$2,318/mo
Today · 4.125%
HK$89,791
baseline
▲ 0.50% · 4.625%
HK$94,524
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,582/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,617 · Scale 2, in force from 26 Feb 2026)