LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,542
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,865
−HK$1,345/mo
Today · 4.125%
HK$45,210
baseline
▲ 0.50% · 4.625%
HK$47,960
+HK$2,750/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,420/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,327
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,597
−HK$1,287/mo
Today · 4.125%
HK$49,884
baseline
▲ 0.50% · 4.625%
HK$52,514
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,768/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,050
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,638
−HK$1,613/mo
Today · 4.125%
HK$54,251
baseline
▲ 0.50% · 4.625%
HK$57,553
+HK$3,302/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,502/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,793
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,316
−HK$1,545/mo
Today · 4.125%
HK$59,861
baseline
▲ 0.50% · 4.625%
HK$63,016
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,722/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,559
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,411
−HK$1,882/mo
Today · 4.125%
HK$63,293
baseline
▲ 0.50% · 4.625%
HK$67,145
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,586/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,258
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,035
−HK$1,803/mo
Today · 4.125%
HK$69,838
baseline
▲ 0.50% · 4.625%
HK$73,519
+HK$3,681/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,676/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,575
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,957
−HK$2,420/mo
Today · 4.125%
HK$81,377
baseline
▲ 0.50% · 4.625%
HK$86,329
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,754/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,189
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,474
−HK$2,318/mo
Today · 4.125%
HK$89,792
baseline
▲ 0.50% · 4.625%
HK$94,525
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,584/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,622 · Scale 2, in force from 26 Feb 2026)