LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,542
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,866
−HK$1,344/mo
Today · 4.125%
HK$45,210
baseline
▲ 0.50% · 4.625%
HK$47,961
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,420/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,328
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,597
−HK$1,288/mo
Today · 4.125%
HK$49,885
baseline
▲ 0.50% · 4.625%
HK$52,514
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,770/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,051
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,639
−HK$1,613/mo
Today · 4.125%
HK$54,252
baseline
▲ 0.50% · 4.625%
HK$57,553
+HK$3,301/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,504/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,793
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,317
−HK$1,545/mo
Today · 4.125%
HK$59,862
baseline
▲ 0.50% · 4.625%
HK$63,017
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,724/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,559
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,412
−HK$1,882/mo
Today · 4.125%
HK$63,294
baseline
▲ 0.50% · 4.625%
HK$67,145
+HK$3,851/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,588/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,259
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,036
−HK$1,803/mo
Today · 4.125%
HK$69,839
baseline
▲ 0.50% · 4.625%
HK$73,520
+HK$3,681/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,678/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,576
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,958
−HK$2,420/mo
Today · 4.125%
HK$81,378
baseline
▲ 0.50% · 4.625%
HK$86,330
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,756/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,190
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,475
−HK$2,318/mo
Today · 4.125%
HK$89,793
baseline
▲ 0.50% · 4.625%
HK$94,526
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,586/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,629 · Scale 2, in force from 26 Feb 2026)