LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,543
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,866
−HK$1,345/mo
Today · 4.125%
HK$45,211
baseline
▲ 0.50% · 4.625%
HK$47,962
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,422/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,329
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,598
−HK$1,288/mo
Today · 4.125%
HK$49,886
baseline
▲ 0.50% · 4.625%
HK$52,515
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,772/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,052
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,640
−HK$1,613/mo
Today · 4.125%
HK$54,253
baseline
▲ 0.50% · 4.625%
HK$57,554
+HK$3,301/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,506/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,795
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,318
−HK$1,545/mo
Today · 4.125%
HK$59,863
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,726/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,560
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,413
−HK$1,882/mo
Today · 4.125%
HK$63,295
baseline
▲ 0.50% · 4.625%
HK$67,147
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,590/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,260
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,037
−HK$1,803/mo
Today · 4.125%
HK$69,840
baseline
▲ 0.50% · 4.625%
HK$73,522
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,680/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,578
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,960
−HK$2,420/mo
Today · 4.125%
HK$81,380
baseline
▲ 0.50% · 4.625%
HK$86,332
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,760/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,192
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,477
−HK$2,318/mo
Today · 4.125%
HK$89,795
baseline
▲ 0.50% · 4.625%
HK$94,528
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,590/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,645 · Scale 2, in force from 26 Feb 2026)