LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,544
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,868
−HK$1,344/mo
Today · 4.125%
HK$45,212
baseline
▲ 0.50% · 4.625%
HK$47,963
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,424/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,330
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,599
−HK$1,288/mo
Today · 4.125%
HK$49,887
baseline
▲ 0.50% · 4.625%
HK$52,517
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,774/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,053
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,641
−HK$1,613/mo
Today · 4.125%
HK$54,254
baseline
▲ 0.50% · 4.625%
HK$57,556
+HK$3,302/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,508/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,796
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,319
−HK$1,545/mo
Today · 4.125%
HK$59,864
baseline
▲ 0.50% · 4.625%
HK$63,020
+HK$3,156/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,728/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,562
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,415
−HK$1,882/mo
Today · 4.125%
HK$63,297
baseline
▲ 0.50% · 4.625%
HK$67,148
+HK$3,851/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,594/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,262
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,039
−HK$1,803/mo
Today · 4.125%
HK$69,842
baseline
▲ 0.50% · 4.625%
HK$73,523
+HK$3,681/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,684/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,580
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,962
−HK$2,420/mo
Today · 4.125%
HK$81,382
baseline
▲ 0.50% · 4.625%
HK$86,334
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,764/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,194
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,479
−HK$2,318/mo
Today · 4.125%
HK$89,797
baseline
▲ 0.50% · 4.625%
HK$94,530
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,594/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,662 · Scale 2, in force from 26 Feb 2026)