LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,545
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,868
−HK$1,345/mo
Today · 4.125%
HK$45,213
baseline
▲ 0.50% · 4.625%
HK$47,964
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,426/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,331
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,600
−HK$1,288/mo
Today · 4.125%
HK$49,888
baseline
▲ 0.50% · 4.625%
HK$52,518
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,776/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,054
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,642
−HK$1,614/mo
Today · 4.125%
HK$54,256
baseline
▲ 0.50% · 4.625%
HK$57,557
+HK$3,301/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$108,512/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,797
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,320
−HK$1,546/mo
Today · 4.125%
HK$59,866
baseline
▲ 0.50% · 4.625%
HK$63,021
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.19M · min. income ≈ HK$119,732/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,563
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,416
−HK$1,882/mo
Today · 4.125%
HK$63,298
baseline
▲ 0.50% · 4.625%
HK$67,150
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,596/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,263
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,041
−HK$1,802/mo
Today · 4.125%
HK$69,843
baseline
▲ 0.50% · 4.625%
HK$73,525
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,686/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,581
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,963
−HK$2,420/mo
Today · 4.125%
HK$81,383
baseline
▲ 0.50% · 4.625%
HK$86,335
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,766/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,196
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,481
−HK$2,318/mo
Today · 4.125%
HK$89,799
baseline
▲ 0.50% · 4.625%
HK$94,532
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,598/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,676 · Scale 2, in force from 26 Feb 2026)