LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,546
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,870
−HK$1,344/mo
Today · 4.125%
HK$45,214
baseline
▲ 0.50% · 4.625%
HK$47,966
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,428/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,332
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,602
−HK$1,288/mo
Today · 4.125%
HK$49,890
baseline
▲ 0.50% · 4.625%
HK$52,519
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,780/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,056
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,644
−HK$1,613/mo
Today · 4.125%
HK$54,257
baseline
▲ 0.50% · 4.625%
HK$57,559
+HK$3,302/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$108,514/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,799
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,322
−HK$1,546/mo
Today · 4.125%
HK$59,868
baseline
▲ 0.50% · 4.625%
HK$63,023
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$119,736/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,565
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,418
−HK$1,882/mo
Today · 4.125%
HK$63,300
baseline
▲ 0.50% · 4.625%
HK$67,152
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,600/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,265
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,043
−HK$1,803/mo
Today · 4.125%
HK$69,846
baseline
▲ 0.50% · 4.625%
HK$73,527
+HK$3,681/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,692/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,584
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,966
−HK$2,420/mo
Today · 4.125%
HK$81,386
baseline
▲ 0.50% · 4.625%
HK$86,338
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,772/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,198
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,483
−HK$2,318/mo
Today · 4.125%
HK$89,801
baseline
▲ 0.50% · 4.625%
HK$94,535
+HK$4,734/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,602/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,698 · Scale 2, in force from 26 Feb 2026)