LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,548
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,871
−HK$1,345/mo
Today · 4.125%
HK$45,216
baseline
▲ 0.50% · 4.625%
HK$47,967
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,432/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,334
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,604
−HK$1,287/mo
Today · 4.125%
HK$49,891
baseline
▲ 0.50% · 4.625%
HK$52,521
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,782/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,057
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,646
−HK$1,613/mo
Today · 4.125%
HK$54,259
baseline
▲ 0.50% · 4.625%
HK$57,561
+HK$3,302/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$108,518/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,801
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,324
−HK$1,546/mo
Today · 4.125%
HK$59,870
baseline
▲ 0.50% · 4.625%
HK$63,025
+HK$3,155/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$119,740/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,567
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,420
−HK$1,882/mo
Today · 4.125%
HK$63,302
baseline
▲ 0.50% · 4.625%
HK$67,154
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,604/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,268
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,045
−HK$1,803/mo
Today · 4.125%
HK$69,848
baseline
▲ 0.50% · 4.625%
HK$73,530
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,696/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,586
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,968
−HK$2,421/mo
Today · 4.125%
HK$81,389
baseline
▲ 0.50% · 4.625%
HK$86,341
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,778/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,201
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,486
−HK$2,318/mo
Today · 4.125%
HK$89,804
baseline
▲ 0.50% · 4.625%
HK$94,538
+HK$4,734/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,608/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,722 · Scale 2, in force from 26 Feb 2026)