LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,549
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,872
−HK$1,345/mo
Today · 4.125%
HK$45,217
baseline
▲ 0.50% · 4.625%
HK$47,968
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,434/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,335
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,605
−HK$1,288/mo
Today · 4.125%
HK$49,893
baseline
▲ 0.50% · 4.625%
HK$52,522
+HK$2,629/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,786/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,059
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,647
−HK$1,613/mo
Today · 4.125%
HK$54,260
baseline
▲ 0.50% · 4.625%
HK$57,562
+HK$3,302/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$108,520/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,802
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,326
−HK$1,545/mo
Today · 4.125%
HK$59,871
baseline
▲ 0.50% · 4.625%
HK$63,027
+HK$3,156/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$119,742/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,568
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,421
−HK$1,883/mo
Today · 4.125%
HK$63,304
baseline
▲ 0.50% · 4.625%
HK$67,156
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,608/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,269
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,047
−HK$1,803/mo
Today · 4.125%
HK$69,850
baseline
▲ 0.50% · 4.625%
HK$73,531
+HK$3,681/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,700/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,588
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,970
−HK$2,421/mo
Today · 4.125%
HK$81,391
baseline
▲ 0.50% · 4.625%
HK$86,343
+HK$4,952/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,782/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,203
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,488
−HK$2,319/mo
Today · 4.125%
HK$89,807
baseline
▲ 0.50% · 4.625%
HK$94,540
+HK$4,733/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,614/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,738 · Scale 2, in force from 26 Feb 2026)