LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,551
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,875
−HK$1,345/mo
Today · 4.125%
HK$45,220
baseline
▲ 0.50% · 4.625%
HK$47,971
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,440/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,338
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,607
−HK$1,288/mo
Today · 4.125%
HK$49,895
baseline
▲ 0.50% · 4.625%
HK$52,525
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,790/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,062
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,650
−HK$1,614/mo
Today · 4.125%
HK$54,264
baseline
▲ 0.50% · 4.625%
HK$57,565
+HK$3,301/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$108,528/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,805
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,329
−HK$1,545/mo
Today · 4.125%
HK$59,874
baseline
▲ 0.50% · 4.625%
HK$63,030
+HK$3,156/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$119,748/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,572
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,425
−HK$1,882/mo
Today · 4.125%
HK$63,307
baseline
▲ 0.50% · 4.625%
HK$67,160
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,614/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,273
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,050
−HK$1,804/mo
Today · 4.125%
HK$69,854
baseline
▲ 0.50% · 4.625%
HK$73,536
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,708/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,592
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,975
−HK$2,420/mo
Today · 4.125%
HK$81,395
baseline
▲ 0.50% · 4.625%
HK$86,348
+HK$4,953/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$162,790/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,208
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,493
−HK$2,319/mo
Today · 4.125%
HK$89,812
baseline
▲ 0.50% · 4.625%
HK$94,546
+HK$4,734/mo
Deposit HK$1.87M · loan HK$16.79M · min. income ≈ HK$179,624/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,778 · Scale 2, in force from 26 Feb 2026)