LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,552
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,876
−HK$1,345/mo
Today · 4.125%
HK$45,221
baseline
▲ 0.50% · 4.625%
HK$47,972
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,442/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,339
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,609
−HK$1,288/mo
Today · 4.125%
HK$49,897
baseline
▲ 0.50% · 4.625%
HK$52,527
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,794/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,063
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,651
−HK$1,614/mo
Today · 4.125%
HK$54,265
baseline
▲ 0.50% · 4.625%
HK$57,567
+HK$3,302/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$108,530/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,807
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,330
−HK$1,546/mo
Today · 4.125%
HK$59,876
baseline
▲ 0.50% · 4.625%
HK$63,032
+HK$3,156/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$119,752/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,573
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,426
−HK$1,883/mo
Today · 4.125%
HK$63,309
baseline
▲ 0.50% · 4.625%
HK$67,161
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,618/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,275
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,052
−HK$1,803/mo
Today · 4.125%
HK$69,855
baseline
▲ 0.50% · 4.625%
HK$73,538
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,710/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,594
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,977
−HK$2,420/mo
Today · 4.125%
HK$81,397
baseline
▲ 0.50% · 4.625%
HK$86,350
+HK$4,953/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,794/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,210
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,496
−HK$2,318/mo
Today · 4.125%
HK$89,814
baseline
▲ 0.50% · 4.625%
HK$94,548
+HK$4,734/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,628/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,797 · Scale 2, in force from 26 Feb 2026)