LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,554
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,878
−HK$1,344/mo
Today · 4.125%
HK$45,222
baseline
▲ 0.50% · 4.625%
HK$47,974
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,444/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,341
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,610
−HK$1,288/mo
Today · 4.125%
HK$49,898
baseline
▲ 0.50% · 4.625%
HK$52,529
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,796/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,065
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,653
−HK$1,614/mo
Today · 4.125%
HK$54,267
baseline
▲ 0.50% · 4.625%
HK$57,569
+HK$3,302/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$108,534/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,809
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,332
−HK$1,546/mo
Today · 4.125%
HK$59,878
baseline
▲ 0.50% · 4.625%
HK$63,034
+HK$3,156/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$119,756/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,575
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,429
−HK$1,882/mo
Today · 4.125%
HK$63,311
baseline
▲ 0.50% · 4.625%
HK$67,164
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,622/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,277
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,055
−HK$1,803/mo
Today · 4.125%
HK$69,858
baseline
▲ 0.50% · 4.625%
HK$73,540
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,716/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,597
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,980
−HK$2,420/mo
Today · 4.125%
HK$81,400
baseline
▲ 0.50% · 4.625%
HK$86,353
+HK$4,953/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,800/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,213
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,499
−HK$2,318/mo
Today · 4.125%
HK$89,817
baseline
▲ 0.50% · 4.625%
HK$94,552
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,634/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,821 · Scale 2, in force from 26 Feb 2026)